Terms of Service for BudgetFormEdge

Effective Date: January 1, 2025

Welcome to BudgetFormEdge, located at 10 Bayfront Avenue, Singapore 018956. By accessing our site at BudgetFormEdge.com and using any of our offerings, you agree to these Terms of Service. Please read them carefully before proceeding.

1. Our Offerings

We provide three types of offerings: personalized planning sessions and live group workshops (Services), digital guides and templates (Digital Products), and printed planners and supplementary materials (Physical Products).

2. Fees and Payment

All fees are stated in the relevant description. Payment is due at the time of registration or order placement. Accepted payment options are indicated during checkout. You agree to settle all charges promptly.

3. Refund Policy

3.1 Services

If you wish to cancel or seek a refund for a scheduled session or workshop, you must notify us at least 48 hours before the start time. Cancellations made within this window will receive a full refund credited to the original payment source within 14 days.

You may reschedule one session or workshop at no extra charge by providing at least 24 hours notice. No refunds or changes are available for no-shows or cancellations with less than 24 hours notice.

3.2 Digital Products

Digital Products are provided immediately upon confirmation of purchase. Due to the nature of instant access and download, we do not offer refunds once a file has been accessed or downloaded. This policy ensures the integrity of our materials and the efforts invested in their creation.

3.3 Physical Products

If a Physical Product is damaged or defective upon arrival, you must contact us within 7 days of receipt. We will provide instructions for return shipment. Once we receive the returned item, we will issue a refund to the original payment source within 14 days.

4. Modification and Rescheduling

We reserve the right to modify, postpone, or cancel any Service session or workshop. In such cases, you will be notified and offered the choice to reschedule or receive a full refund. This does not affect your legal rights under applicable law.

5. Changes to Terms

We may update these Terms of Service at any time. The revised version will be posted on our site with the updated Effective Date. Continued use of our offerings after changes indicates acceptance of the new terms.

6. Limitation of Liability

To the fullest extent permitted by law, BudgetFormEdge and its operators will not be liable for any indirect or consequential loss arising from your use of our offerings or materials.

7. Contact Information

For questions or concerns, reach out to us: